Mistakes are costly when it comes to insurance.
Trust us to have your back.
Plans and Options from Consolidated
- Group Health Plans Fully Insured and Self Insured
- Dental - Employer Paid and Voluntary Plans
- Vision - Employer Paid and Voluntary Plans
- Life - Employer Paid and Voluntary Plans
- Short Term Disability - Employer Paid and Voluntary Plans
- Long Term Disability - Employer Paid and Voluntary Plans
- Payroll Deduct Voluntary Products
We work as Certified Health Consultants to shop the market and help you weigh decisions for your company. Find ways to reduce costs without increasing deductibles or cost sharing. Long term strategy is the key to reducing overall cost with employee benefits.
We offer multiple plan choices from a variety of carriers allowing us to design the best possible benefit package for employers.
As insurance brokers, we are able to customize a plan for your company's needs because we work for YOU, not for any specific insurance company.
How to get started.
of the Rest
"Having worked for multiple health insurance providers, Ray brings a wealth of industry experience as an independent consultant. He assists in analyzing plan performance, gathers information on what we need, and provides guidance in understanding our options for us to make informed decisions. Ray has diligently followed up to address any questions or concerns, along with proactively recommending solutions to provide our employees an excellent experience."
Angela Bolonchuk, Director of HR, PHR, SHRM-CP
We Work With Nearly All Insurance Companies Including:
BC/BS ND & MN
- AXA Equitable
- Beam Dental
- CBI Payroll & HR
- Colonial Life
- Companion Life
- Dakota Capital Life
- Delta Dental
- Ease Enrollment Platform
- Lakes Country Service Coop
- Met Life
- Mutual of Omaha
- Reliance Standard
- Standard Insurance Company
- The Hartford
- Transamerica Life
- VSP Vision
And Many More!
Consolidated Benefits & Insurance Services finds solutions to reduce cost, while keeping the best coverage possible. We simplify the process by helping you select an excellent plan that fits YOUR needs. How do we deliver on this promise? Building strategies to reduce costs over the long term, rather than focusing on quick fixes.
The process of working with us is
We do the legwork to negotiate plans, find optimal rates and find the best discounts.
As insurance brokers, we are able to customize a plan to your needs because we work for YOU, not for any specific insurance company.